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	<title>CreditTime.com &#187; Credit Cards</title>
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	<description>Credit made easy!</description>
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		<title>Three Tips For Receiving the Best Credit Card</title>
		<link>http://www.credittime.com/cards/credit-cards/three-tips-for-receiving-the-best-credit-card/</link>
		<comments>http://www.credittime.com/cards/credit-cards/three-tips-for-receiving-the-best-credit-card/#comments</comments>
		<pubDate>Sat, 20 Feb 2010 01:45:17 +0000</pubDate>
		<dc:creator>Alex</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[cards tips]]></category>
		<category><![CDATA[credit cards tips]]></category>
		<category><![CDATA[Tips]]></category>

		<guid isPermaLink="false">http://www.credittime.com/?p=2821</guid>
		<description><![CDATA[Tips:
One of the true facts of our times is that all credit cards are not created equal. The fees and interest rates and terms for credit cards vary so widely that comparing companies and cards can be a real feat. But you have to do it to get the best credit card for you.
Tip Number [...]]]></description>
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		<title>Top Three Questions and Answers About Credit Cards</title>
		<link>http://www.credittime.com/cards/credit-cards/top-three-questions-and-answers-about-credit-cards/</link>
		<comments>http://www.credittime.com/cards/credit-cards/top-three-questions-and-answers-about-credit-cards/#comments</comments>
		<pubDate>Sat, 20 Feb 2010 01:43:39 +0000</pubDate>
		<dc:creator>Alex</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[cards faqs]]></category>
		<category><![CDATA[credit cards faqs]]></category>
		<category><![CDATA[faqs]]></category>

		<guid isPermaLink="false">http://www.credittime.com/?p=2819</guid>
		<description><![CDATA[F.A.Q.:
The first credit cards were proprietary cards issued by department stores and gasoline or oil companies in the early 1900s. There have been many changes since those days. Choosing a credit card can be a complicated process and there are so many choices of card and issuer.
The most frequent questions these days have to do [...]]]></description>
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		<title>News Or Other Things You Need To Know About Credit Cards</title>
		<link>http://www.credittime.com/cards/credit-cards/news-or-other-things-you-need-to-know-about-credit-cards/</link>
		<comments>http://www.credittime.com/cards/credit-cards/news-or-other-things-you-need-to-know-about-credit-cards/#comments</comments>
		<pubDate>Sat, 20 Feb 2010 01:40:35 +0000</pubDate>
		<dc:creator>Alex</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[cards news]]></category>
		<category><![CDATA[credit cards news]]></category>
		<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://www.credittime.com/?p=2817</guid>
		<description><![CDATA[News:
For the first time in decades, there are some big changes coming in credit card interest rates, fees and credit terms. These changes started to take effect in 2009, but they will fully take effect by August 2010. These changes have come about because of a federal credit card law.
These laws and regulations aren’t just [...]]]></description>
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		<title>About Credit Cards</title>
		<link>http://www.credittime.com/cards/credit-cards/about-credit-cards/</link>
		<comments>http://www.credittime.com/cards/credit-cards/about-credit-cards/#comments</comments>
		<pubDate>Sat, 20 Feb 2010 01:38:48 +0000</pubDate>
		<dc:creator>Alex</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
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		<category><![CDATA[cards articles]]></category>
		<category><![CDATA[credit cards articles]]></category>

		<guid isPermaLink="false">http://www.credittime.com/?p=2815</guid>
		<description><![CDATA[Expert Article:
Credit cards have become a part of everyday life. These small plastic cards enable the holder to purchase goods and services on credit, with the promise to pay at a later date. The issuer of the card can be a bank or other financial institution, or the cards can be issued by the retail [...]]]></description>
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		<title>&quot;Surprise Fees&quot; Credit Card Companies love to charge you</title>
		<link>http://www.credittime.com/cards/credit-cards/surprise-fees-credit-card-companies-love-to-charge-you/</link>
		<comments>http://www.credittime.com/cards/credit-cards/surprise-fees-credit-card-companies-love-to-charge-you/#comments</comments>
		<pubDate>Fri, 22 Jan 2010 21:39:21 +0000</pubDate>
		<dc:creator>CreditTIme.com</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[cards videos]]></category>
		<category><![CDATA[credit cards videos]]></category>
		<category><![CDATA[Videos]]></category>

		<guid isPermaLink="false">http://test.credittime.com/?p=1440</guid>
		<description><![CDATA[&#8220;Surprise&#8221; or &#8220;hidden&#8221; fees?

Credit card companies may have a number of fees or other costs with which they may charge you with or without notice. One of these charges refers to rates. The surprise rate element is that they can double or even triple rates on consumers, but they have to give you a two [...]]]></description>
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